:root{--bg:#14110f;--bg2:#1d1916;--card:#241f1b;--ink:#f4ede1;--mute:#b7aa98;--line:#3a322b;--gold:#e8a33d;--gold2:#f3bf6b;--max:1180px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Avenir Next","Segoe UI","Helvetica Neue",Helvetica,Arial,sans-serif;font-size:17px;line-height:1.7}
h1,h2,h3,.fname,.brand strong,.big,.n{font-family:"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,"Times New Roman",serif;font-weight:600}
a{color:var(--gold2)}a:hover{color:#fff}
:focus-visible{outline:2px dashed var(--gold);outline-offset:3px}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#000;padding:8px 12px;z-index:20}.skip:focus{left:8px}
.shell{max-width:var(--max);margin:0 auto;padding:0 28px}
.topline{background:#0c0a09;border-bottom:1px solid var(--line);font-size:.78rem;letter-spacing:.06em;color:var(--mute)}
.topline .shell{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topline a{color:var(--mute);text-decoration:none}.topline a:hover{color:var(--gold2)}
.bar{border-bottom:1px solid var(--line);background:var(--bg)}
.bar .shell{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:18px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--ink)}.brand svg{width:42px;height:42px}
.bt{display:flex;flex-direction:column;line-height:1.1}.bt strong{font-size:1.35rem;letter-spacing:.02em}.bt em{font-style:normal;font-size:.72rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}
.bar nav{display:flex;gap:30px;flex-wrap:wrap}
.bar nav a{color:var(--mute);text-decoration:none;font-size:.88rem;letter-spacing:.14em;text-transform:uppercase;padding:6px 0;border-bottom:2px solid transparent}
.bar nav a:hover{color:var(--ink)}.bar nav a[aria-current=page]{color:var(--ink);border-bottom-color:var(--gold)}
.kicker{margin:0 0 16px;color:var(--gold);font-size:.78rem;font-weight:600;letter-spacing:.28em;text-transform:uppercase}
.hero{padding:96px 0 104px;background:linear-gradient(115deg,transparent 0 58%,rgba(232,163,61,.07) 58% 100%),var(--bg);border-bottom:1px solid var(--line)}
.hgrid{display:grid;grid-template-columns:1.25fr .9fr;gap:64px;align-items:center}
h1{font-size:clamp(2.2rem,5vw,3.7rem);line-height:1.1;margin:0 0 24px;letter-spacing:-.01em}
h1 i{font-style:italic;color:var(--gold2)}
h2{font-size:clamp(1.6rem,3vw,2.3rem);line-height:1.2;margin:0 0 16px}
h3{font-size:1.35rem;margin:0 0 6px}
.lede{font-size:1.14rem;color:var(--mute);max-width:600px;margin:0 0 34px}
.acts{display:flex;gap:14px;flex-wrap:wrap;margin:0}
.b{display:inline-block;padding:13px 26px;text-decoration:none;font-size:.86rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;border:1px solid var(--gold)}
.b.solid{background:var(--gold);color:#1a1209}.b.solid:hover{background:var(--gold2);color:#1a1209}
.b.line{color:var(--gold2)}.b.line:hover{background:rgba(232,163,61,.12);color:#fff}
.ledger{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--gold);padding:28px 30px}
.lh{margin:0 0 14px;font-size:.78rem;letter-spacing:.24em;text-transform:uppercase;color:var(--mute)}
.ledger dl{margin:0}.ledger dl div{display:grid;grid-template-columns:140px 1fr;gap:14px;padding:11px 0;border-top:1px dashed var(--line)}
.ledger dt{color:var(--mute);font-size:.86rem}.ledger dd{margin:0;font-size:.95rem}
.band{padding:88px 0}.band.dark2{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.shead{max-width:640px;margin-bottom:36px}
.rows{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.rows li{display:grid;grid-template-columns:90px 1fr;gap:24px;padding:28px 0;border-bottom:1px solid var(--line)}
.rows p{margin:0;color:var(--mute);max-width:760px}
.n{font-size:2rem;color:var(--gold);line-height:1}
.more{margin:28px 0 0}.more a{text-decoration:none;letter-spacing:.06em}
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:start}
.ticks{list-style:none;margin:0;padding:0}.ticks li{padding:0 0 18px 30px;position:relative;color:var(--mute)}
.ticks li::before{content:"";position:absolute;left:0;top:.6em;width:14px;height:2px;background:var(--gold)}
.ticks strong,.steps strong{color:var(--ink)}
.steps{margin:0;padding-left:1.3em;color:var(--mute)}.steps li{padding:0 0 14px 6px}.steps li::marker{color:var(--gold);font-weight:700}
.cta2{padding:76px 0;text-align:center;background:radial-gradient(600px 220px at 50% 0,rgba(232,163,61,.16),transparent 70%)}
.cta2 p{color:var(--mute);margin:0}
.phead{padding:76px 0 60px;border-bottom:1px solid var(--line);background:linear-gradient(115deg,transparent 0 70%,rgba(232,163,61,.07) 70% 100%)}
.phead h1{margin-bottom:10px}.sub{color:var(--mute);margin:0 0 6px;font-size:1.08rem}
.phead.nf{padding:120px 0 130px}.phead.nf .acts{margin-top:30px}
.prose{max-width:640px}.prose p{color:var(--mute)}.prose h2{margin-top:6px}.prose h2+p{margin-top:0}.prose p+h2{margin-top:36px}
.svc{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line)}
.svc article{padding:34px 30px;border-right:1px solid var(--line)}.svc article:last-child{border-right:0}
.svc h2{font-size:1.45rem;margin:16px 0 10px}.svc p{color:var(--mute);margin:0 0 14px}
.svc ul{margin:0;padding-left:1.1em;color:var(--mute);font-size:.95rem}.svc li{margin:5px 0}.svc li::marker{color:var(--gold)}
.cgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cbox{background:var(--card);border:1px solid var(--line);padding:30px}.cbox p{color:var(--mute);margin:0}
.big{font-size:1.2rem;color:var(--ink)!important;margin:6px 0 12px!important;font-style:normal;word-break:break-word;line-height:1.5}
.lgrid{display:grid;grid-template-columns:260px 1fr;gap:56px;padding-top:64px;padding-bottom:88px}
.lgrid aside{position:sticky;top:20px;align-self:start}.lgrid aside ol{margin:0;padding-left:1.3em;font-size:.9rem}.lgrid aside li{margin:5px 0}
.lgrid aside a{color:var(--mute);text-decoration:none}.lgrid aside a:hover{color:var(--gold2)}
.lgrid article{max-width:760px}.intro{font-size:1.08rem}
.lgrid section{padding-top:22px}.lgrid section h2{font-size:1.4rem;display:flex;gap:14px;align-items:baseline}.lgrid section h2 span{color:var(--gold);font-size:1rem}
.lgrid section p{color:var(--mute)}
.fh{margin:0 0 10px;font-size:.74rem;letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}
.foot{background:#0c0a09;border-top:1px solid var(--line);padding:56px 0 30px;font-size:.92rem;color:var(--mute)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr .7fr .8fr;gap:32px}
.fname{color:var(--ink);font-size:1.1rem;margin:0 0 8px}.foot p{margin:0}.foot address{font-style:normal}
.foot ul{list-style:none;margin:0;padding:0}.foot li{margin:4px 0}.foot a{color:var(--mute);text-decoration:none}.foot a:hover{color:var(--gold2)}
.copy{border-top:1px solid var(--line);margin-top:40px!important;padding-top:20px;font-size:.82rem;letter-spacing:.04em}
@media (max-width:900px){.hgrid,.split,.lgrid{grid-template-columns:1fr;gap:40px}.svc,.cgrid{grid-template-columns:1fr}.svc article{border-right:0;border-bottom:1px solid var(--line)}.svc article:last-child{border-bottom:0}.fgrid{grid-template-columns:1fr 1fr}.lgrid aside{position:static}}
@media (max-width:600px){body{font-size:16px}.shell{padding:0 20px}.bar .shell{min-height:0;padding-top:16px;padding-bottom:14px}.bar nav{gap:18px;width:100%}.bar nav a{font-size:.78rem}
.hero{padding:60px 0 64px}.band{padding:60px 0}.phead{padding:54px 0 44px}.rows li{grid-template-columns:52px 1fr;gap:14px}.n{font-size:1.5rem}
.ledger{padding:22px 20px}.ledger dl div{grid-template-columns:1fr;gap:2px}.fgrid{grid-template-columns:1fr}.topline .shell{justify-content:center;text-align:center}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}